| Lender/Program Type |
Contact Person |
Phone |
Email/Website |
Description |
Eligibility Requirements |
| Federal Housing Administration (FHA) - Making Home Affordable |
Any HUD approved housing counseling agency |
|
http://www.makinghomeaffordable.gov/ |
There are two main parts to the Making Home Affordable program, Refinancing & Modification: Part 1 of the program is designed to help homeowners who are current on their mortgage payments, but unable to refinance their homes to a lower interest rate because the value of their home has dropped significantly. These homeowners may now be able to refinance into a 30 or 25 year, fixed rate loan. Part 2 of the program is designed to help homeowners who are struggling to afford their mortgage payments and are facing foreclosure. In addition, on June 15, 2009California foreclosure moratorium laws went into effect. |
The Making Home Affordable is designed for homeowners who live in their home, had their current mortgage on or before 1/1/09, have a monthly mortgage payment that is more than 31 percent of their total monthly income, and owe on your first mortgage, less that $729,750 |
| County of Los Angeles Department of Consumer Affairs |
|
(800) 593-8222 |
http://dca.lacounty.gov/ |
Information on how to survive the housing crisis including: The President's new Making Home Affordable Program; Saving Your Home-An often updated tip sheet summing up key facts if you are in danger of losing your home. Information regarding foreclosure rescue scams and renters in foreclosure. |
Open to the public |
| NeighborWorks of America-Center For Foreclosure Solutions |
|
(888)-995-HOPE |
www.nw.org |
Training courses and resources for foreclosure mitigation counselors, conducts public outreach campaigns to reach struggling homeowners, and works with local leaders to create sustainable foreclosure intervention programs. |
Open to the public |
| Operation Hope- Hope Mortgage Crisis Hotline |
|
(877) 592-4673 |
www.operationhope.org |
Assistance in how to negotiate with mortgage lender, how to apply for loan modifications, how to avoid foreclosure, how to sell a house and purchase an affordable home, how to restructure existing debt and obligations |
Public Hotline Number & Website |
| LA Neighborhood Housing Services |
|
(213) 381-2862 |
www.lanhs.org |
Pre and Post homebuyer education(classes and workshops) including foreclosure prevention and borrowing smart, budgeting and credit recovery. |
Open to the public |
| County of LA - Dept. of Consumer Affairs (DCA) |
|
(800) 973-3370 |
www.dca.lacounty.gov |
Website contains articles and information on foreclosure and predatory lending. Homeowners may pose questions directly to staff via email. Recorded info is available 24 hours a day to answer most real estate related questions. Homeowners can speak with a counselor during normal business hours by calling the hotline number. |
Open to the public |
| ACORN Housing - Los Angeles |
|
(213) 748-1345 |
www.acornhousing.com |
Homebuyer education, loss mitigation, mortgage delinquency and default, pre and post-purchase counseling, fair housing assistance, resolution counseling, and predatory lending |
Open to the public |
| East Los Angeles Community Corporation (ELACC) |
|
(323) 269-4214 x237 |
www.elacc.org |
Homebuyer education, debt management, mortgage delinquency and default, pre and post-purchase counseling, and resolution counseling. |
Open to the public |
| West Angeles Community Development Corporation |
|
323-751-3440 |
www.westangelescdc.org |
Homebuyer education, mortgage delinquency and default, pre and post-mortgage counseling, resolution counseling, and home equity conversion mortgage counseling |
Open to the public |
Homeowners 
